Effective Date: January 1, 2026

Agreement to Terms

Welcome to Monval Capital. These Terms of Use ("Terms") govern your access to and use of the website located at monvalcapital.com (the "Site"), operated by Monval Capital LLC ("Monval Capital," "we," "us," or "our").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site. We reserve the right to modify these Terms at any time, and your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

No Investment Advice

The information on this Site is provided for general informational purposes only and does not constitute an offer to sell, a solicitation to buy, or an investment recommendation for any security or investment product. Nothing on this Site should be construed as financial, legal, tax, or investment advice.

Any discussions of past performance are not indicative of future results. Investing in real estate involves risk, including the possible loss of principal. All prospective investors are encouraged to consult with their own legal, financial, and tax advisors before making any investment decision.

Information about investment opportunities on this Site is intended solely for individuals who qualify as accredited investors under applicable securities laws. Access to offering materials is provided separately and subject to additional terms and eligibility requirements.

Intellectual Property

The Site and its entire contents — including text, graphics, logos, images, and software — are the exclusive property of Monval Capital LLC and are protected by United States and international copyright, trademark, and other intellectual property laws.

You may access and use the Site for your personal, non-commercial informational purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Site without our prior written permission.

The Monval Capital name, logo, and all related marks are trademarks of Monval Capital LLC. Nothing on this Site grants any license or right to use these marks.

Third-Party Links and Services

The Site may contain links to third-party websites and services, including our investor portal hosted by AppFolio Investment Management. These links are provided for your convenience only. Monval Capital has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

Your use of any third-party site or service is subject to the applicable third-party terms and privacy policy.

Disclaimer of Warranties

THE SITE AND ALL CONTENT THEREON ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. MONVAL CAPITAL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components. We do not warrant or make any representations regarding the accuracy, completeness, or reliability of any content on the Site.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MONVAL CAPITAL LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT THEREON, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

IN NO EVENT SHALL MONVAL CAPITAL'S TOTAL LIABILITY EXCEED ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain types of damages, so the above limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless Monval Capital LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

Governing Law and Jurisdiction

These Terms and any disputes arising out of or related to the Site shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without giving effect to any conflict-of-law provisions. You consent to the exclusive jurisdiction of the state and federal courts located in Allegheny County, Pennsylvania for resolution of any such disputes.

Changes to These Terms

We reserve the right to revise these Terms at any time. When we make changes, we will update the effective date at the top of this page. Your continued use of the Site after any changes to these Terms constitutes your agreement to such changes. We encourage you to review these Terms periodically.

Contact Us

If you have any questions about these Terms, please contact us: